Pennsylvania paycheck calculator
Pennsylvania Paycheck Calculator
Updated for 2026 PA Flat Tax & Local EIT/LST Rates
How to use the Pennsylvania Take Home Pay Calculator 2026
Our Pennsylvania paycheck calculator is specifically designed for the Keystone State’s unique tax laws. Unlike most states, Pennsylvania uses a flat tax rate of 3.07%, meaning your salary level doesn’t change your state percentage. However, the Pennsylvania salary take home calculator results are heavily influenced by your local municipality’s Earned Income Tax (EIT).
Philadelphia Wage Tax & Local EIT
If you live or work in Philadelphia, your take home pay calculator PA will reflect a significantly higher deduction. As of mid-2025/2026, the Philadelphia resident rate is 3.74%, while the non-resident rate (for those working in the city but living elsewhere) is 3.43%. For most other PA residents, the local tax is a combined 1% shared between the school district and municipality.
2026 Mandatory PA Deductions
- PA UC: Pennsylvania is one of the few states that requires an employee contribution to Unemployment Compensation, set at 0.07% for 2026.
- LST: The Local Services Tax is typically a flat $52/year for most workers, deducted at $1/week.
- OBBB Act: Federal calculations include the 2026 standard deduction of $16,100.
2026 Pennsylvania Tax Strategy Guide: Maximize Your Take-Home Pay
Last Updated: February 11, 2026
Reviewed for OBBB Act & PA Act 45 Compliance
Pennsylvania is often described as a “simple 3.07% flat tax state.” In reality, your take-home pay depends heavily on local earned income taxes, Philadelphia’s wage tax, payroll deductions, and federal law changes under the 2026 OBBB Act.
2026 Pennsylvania Income Tax Overview
Pennsylvania applies a 3.07% flat state income tax. However, most workers also pay:
- Local Earned Income Tax (EIT): 1%–2%
- Local Services Tax (LST): $52 annually
- Employee UC Tax: 0.07% (2026)
- Federal Income Tax
- FICA (Social Security & Medicare): 7.65%
Philadelphia Wage Tax (2026)
Residents: 3.74%
Non-Residents: 3.43%
Remote Work Refund Strategy
You owe city wage tax only for days physically worked inside Philadelphia.
Working remotely outside the city part of the week may qualify you for a partial refund.
Example: $75,000 Salary Comparison
- Pittsburgh: 3.07% state + ~1% local
- Philadelphia Resident: 3.07% state + 3.74% city
- Philadelphia Non-Resident: 3.07% state + 3.43% city
Pennsylvania Tax Relief Options
- Wage garnishment (up to 10%)
- Bank levies
- Property liens
- Offer in Compromise
- Penalty abatement
Self-Employment Tax (2026)
- 15.3% federal self-employment tax
- 3.07% PA income tax
- Quarterly Form PA-40ESR payments
Property Tax Relief & Rebates
Income Limit: $48,110
Maximum Rebate: $1,000
Philadelphia Homestead Exemption: $80,000 reduction
OBBB Act Impacts
- SALT cap raised to $40,400
- $2,200 Child Tax Credit
- Federal overtime exclusions (limited)
FAQ
Does Pennsylvania tax overtime?
Yes, at 3.07%.
Why is my paycheck smaller than expected?
Usually due to local EIT, Philadelphia wage tax, or federal withholding differences.
Use our Pennsylvania Paycheck Calculator to see your exact 2026 take-home pay.
Disclaimer: Educational purposes only. Consult a CPA for personalized advice.