2026 Ohio Biweekly Take-Home Overview

On January 1, 2026, Ohio transitioned to a 2.75% Flat Income Tax. This guide breaks down exactly how much will be deducted from your biweekly paycheck under the new OBBB Act federal guidelines.

• Ohio State Tax: Unified 2.75% Flat Rate.
• Exemption: First $26,050 is state tax-free.
• Federal Overtime: First $12,500 of overtime is federal tax-exempt.
• FICA Cap: Social Security limits at $184,500 for 2026.

1. Ohio’s New 2.75% Flat Tax Explained

Ohio has joined the ranks of states moving toward tax simplicity. For the 2026 tax year, the state has eliminated tiered brackets in favor of a 2.75% flat tax. This is a massive win for middle-to-high income earners in the Buckeye State, as it provides a predictable and lower tax burden compared to previous years.

2. Ohio Municipal (City) Tax Lookup Table

Because Ohio relies heavily on local funding, most cities levy their own income tax. Use the searchable table below to find your specific city’s 2026 rate for your calculation.

3. Federal Impact: OBBB Act and Ohio Paychecks

The federal One Big Beautiful Bill (OBBB) Act has fundamentally changed biweekly pay for 2026. This calculator automatically applies the $12,500 Overtime Exemption and the increased $40,400 SALT deduction cap. For Ohio workers in manufacturing or healthcare who rely on overtime, this could mean an additional $150 – $300 in monthly net pay.

4. FICA and Social Security Caps for 2026

For 2026, the Social Security Administration has increased the wage base to $184,500. This means you will see a 6.2% deduction on your biweekly check until your year-to-date earnings hit this limit. This calculator accounts for the full 7.65% FICA (Social Security + Medicare) burden.