2026 Tax Calculator · OBBBA Updated
Firefighter
Take-Home Pay
Calculator 2026
See exactly what a firefighter takes home after federal tax, state tax, FICA, pension, and union dues — by state and pay frequency.
$56,320
Median firefighter salary (US, 2026)
~68%
Typical take-home after all deductions
$0
Federal tax on overtime pay under OBBBA
Last updated: April 4, 2026
Calculate Your Take-Home Pay
Enter your salary and state to see a full breakdown — federal tax, state tax, FICA, pension contribution, and net pay.
Gross annual salary
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Federal income tax
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State income tax
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Social Security (6.2%)
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Medicare (1.45%)
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Pension contribution
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Annual take-home pay
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Firefighter Salary by Rank 2026
Estimated annual take-home pay for common firefighter ranks in a mid-cost state (Texas/Florida). No state income tax assumed.
Firefighter / EMT Ranks
Recruit / Probie~$31,200/yr
Firefighter I~$36,400/yr
Firefighter II~$40,800/yr
Driver / Engineer~$46,500/yr
Lieutenant~$52,000/yr
Senior / Command Ranks
Captain~$60,000/yr
Battalion Chief~$72,000/yr
Deputy Chief~$85,000/yr
Fire Chief~$100,000/yr
Top 10% (major cities)~$120,000/yr
OBBBA Overtime Benefit: Firefighters frequently work 24-hour shifts with significant overtime. Under the 2026 OBBBA rules, all overtime pay is exempt from federal income tax. A firefighter earning $10,000/year in overtime saves approximately $1,200–$2,200 in federal taxes annually depending on their marginal bracket.
Firefighter Take-Home by State
Based on the national median salary of $56,320, single filer, 9% pension. Estimated annual net pay after all deductions.
| State | State Tax Rate | Est. Annual Take-Home | Monthly Take-Home |
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Firefighter Pay FAQ
Common questions about firefighter salaries, taxes, pensions, and overtime pay in 2026.
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Use our full salary calculator to see your complete paycheck breakdown including all deductions, pay frequencies, and state comparisons.
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